One of the main reasons property investors sell their property is that they get impatient to see the fruit of their investment. This causes them to sell at an inopportune time - say when the market is slow or before the property was held long enough to see service capital appreciation. If you analyse this - it is like taking a cake out of the oven before it is properly cooked. Not only it will not rise (capital appreciation) it may even sink (capital loss).

Astute investors keep buying more properties as their borrowing capacity increases. Sometimes people sell thinking this is the way to realise their profit. But the most effective way to enjoy your increasing wealth is paradoxically to borrow more.

When you buy your first property you are usually stretching yourself just to get a foot in the investment ladder and there is little money left over for expensive luxuries.

As your portfolio grows in size and your equity increases you can have your cake and eat it too. You simply hold your investment for optimum capital increase when you need it and use further borrowing to enhance your current lifestyle according to your interests.

The best strategy for most investors is to embark in a program of planned property investment at their earliest financial convenience - usually when the equity in their family home reaches fairly high level.

If you keep adding to your portfolio you escalate your assets to a level of wealth you desire. The longer you hold onto the properties. And the more they increase in value, the more you are in control of your financial destiny.

For further details and customised investment planning call:

Graham MaGee on (61 8) 9201 5401 or Mobile 0417 09 07 09